The product you require is 4.88 x 0.25. This gives you 25% of 4.88. (For 4.88, plus 25%, multiply by 1.25).
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Converting a number to a percent is easy; just multiply by 100: 488 x 100 = 48,800%
20% = 0.2 $488 x 0.2 = $97.60
4.88 as a fraction = 488/100 or 122/25
4 percent of 25 percent = 0.04 x 25 percent = 1 percent
25 percent of 100 percent = 0.25