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36.875 = 36875/1000 and 295/8. It simplifies to: 367/8
20% of 295 = 20% * 295 = 0.2 * 295 = 59
15% of 295= 15% * 295= 0.15 * 295= 44.25
295 divided by whatever length of year you decide to use, for example 295/365, or 295/365.2422.
236/295 = 0.8