To change a whole number to a percent, add two zeros (for the "cent" = 100 in per cent).
1 = 100%
40,000 = 4,000,000 per cent
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1 percent of 40000 = 4001% of 40000= 1% * 40000= 0.01 * 40000= 400
3 percent of 40000 percent = 12
3.15% of 40000= 3.15% * 40000= 0.0315 * 40000= 1260
22% of 40000= 22% * 40000= 0.22 * 40000= 8800
3% of 40000 = 3% * 40000 = 0.03 * 40000 = 1200