Ninety-seven and five tenths.
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Ninety seven and one half or Ninety seven point five or Ninety seven and a half etc
0.975
15.234375 in fraction form = 975/64
0.2% of 975 = 0.2% * 975 = 0.002 * 975 = 1.95
It is already in decimal form. The percent is 975%