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An MT 103 is a SWIFT banking code or message. The MT 103 typically means a wire transfer is about to be made as a form of payment.
An MT 103 is an authenticated swift message whereby an orderer or ordering institution gives instructions to pay a beneficiary.
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MT799 is a message sent from one bank to another, it is used as proof of funds. MT199 is another item used in banking, it is used to show why a transaction was not carried out.