there is no such word
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hoax
One word that has the "z" sound but starts with an "x" is "xylophone." The letter "x" is pronounced as a "z" sound in this word due to its Greek origin. The "xy" combination is commonly used in words borrowed from Greek, where "x" is pronounced as a "z" or "ks" sound.
X-rated, because I don't just see why they couldn't have talked it out non-violently.
y,x