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Field 64 is Closing Available Balance (Available Funds)

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The difference between SWIFT MT940 and MT950 is where the message is sent. MT940 is sent from one financial institution to another financial institution. MT950 is sent from a financial institution to a consumer.


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The fees for MT940 and MT950 messages can vary depending on the bank and the specific services offered. Generally, these fees may range from a few dollars to several hundred, depending on factors like transaction volume and account type. It's best to consult your bank directly for precise pricing tailored to your needs.


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