It is 5 and 1/3 in its simplest form as a mixed number
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Forty Million, Nine Hundred and Forty-Eight Thousand, Nine Hundred
348, 922.
When you read it as five and forty-nine hundredths it would be written as 5 49/100.
The exact form would be 69/10 (sixty-nine tenths). The decimal form would be 6.9. The mixed number form would be 6 9/10 (six nine-tenths).
Expressed as a mixed number in its simplest form, 38/4 is equal to 9 1/2 or nine and a half.