400.097
The question is ambiguous as it could either be the answer above or
0.497
Actually the first answer is correct. The written out numbers after 'and' is the decimal portion and the ones before 'and' is the whole number.
0.497 would just be four hundred ninety-seven thousandths
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9,700 thousandths is 9.7
700.4092
Nine hundred ninety-five and seven thousand, five hundred ninety-seven ten-thousandths.
98.47 = hundredths98.047 = thousandths98.0047 = ten thousandths98.00047 = hundred thousandths
Eight and seven hundred seven hundred thousandths