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The 102 inch flatbed gives you a little more width, so there's less risk of being ticketed for a load protruding past your rub rails. A 96 inch will be a little lighter.
The length of chain needed for belly wraps on flatbed hauling pipe can vary depending on the size and weight of the pipe being transported. It is recommended to use chains that are 3/8 to 5/16 inches in diameter and have a working load limit (WLL) equal to or greater than the weight of the pipe. It is important to follow the Department of Transportation regulations and consult the pipe manufacturer's guidelines for specific requirements.
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The formula you are looking for is Watts = Amps x Volts. Amps = Watts/Volts. This comes to 4 amps load. Minimum size fuse would be 5 amps.
If you mean credits, you have to look at your class load and the number of credits for each class.