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The precise term is "pessimist." The colloquial usage is "Debbie Downer."
Having a personal dialogue that goes "I can't do that", "I will never be a good x", "no-one in my familly ever could y". Negative thinking can affect people's emotional well being and sucess, changing negative thinking is one of the steps in CBT.
Negative * positive = negative Positive * positive = positive Negative * negative = positive
No, a negative plus a negative is a negative
A negative plus a negative equals a negative.