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3% of 13000 = 3% * 13000 = 0.03 * 13000 = 390
10% off 13000 = 13000 - (0.1 x 13000) = 11700
45% of 13,000= 45% * 13000= 0.45 * 13000= 5,850
4030 31% = .31 .31*13000 =4030
1 % = 130 half is 65 130 + 65 = 195 13,000 x 0.015 = 195