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The digit '4' is in the tenths place.
one tenth of 920 is 92
4*1010 = 40 000 000 000 Forty billion.
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Step by step: 1) A tenth of a percent 2) 1/10 of 1% (a percent=1%) 3) 1/10 x 1% 4) 1/10% 5) 0.1%