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Quarter to 10.
A quarter of ten, as it relates to time, is 9:45 A quarter of ten, as it relates to algebra, is 2.5
In English, you would say "ten forty-five in the morning" or simply "ten forty-five AM." Another common way to express this time is "quarter to eleven."
a quarter past ten is 'dix heures et quart' in French.
8:45