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I think it's some American thing that said 4 score and whatever years ago. Because it was used in the same sentence as whatever years, the score refers to an amount of years. Score on its own means 20, but it does not have units attached.
The numerator of the z-score test statistic measures the points earned on the test. The denominator measures the amount of possible points that could have been earned.
The formula for Z-Score is: (x-mu)/sigma. We know from the information given that Z=0.5, mu=300 & sigma=100. Solve for x and plug in the values. X=Z*sigma+mu; x=0.5*100+300 or x=350. So, $350 is amount spent on books.
I suggest visiting www.myfico.com for further research on this question. Basically, FICO takes an undisclosed amount of unspecified factors such as payment history, type and usage of credit, available limits and creates a mathematical score of risk.
z score = (test score - mean score)/SD z score = (87-81.1)/11.06z score = 5.9/11.06z score = .533You can use a z-score chart to calculate the probability from there.