The decimal point, for any number, is a point or full stop symbol (".") which is used to separate the integer part of a number from its fractional part.
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sixty and four hundredths = 60.04 in decimal
Four and six hundredths as a decimal is 4.06.
four hundredths = 0.04
Four tenths is greater.
The decimal for 64 hundredths is 0.64