a dot placed after the figure representing units in a decimal fraction.
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There's no such thing as "the nearest decimal point". If you mean "the nearest whole number" ... I'm stretching here, trying to invest your question with some meaning ... then the answer is zero.
Because it is a point that is used in the decimal system of counting. Decimal means based on ten.
20 ÷ 3 = 6.66666 recurring (meaning that there is no end to the sixes after the decimal point).
'point' or 'and' because decimal ''point''
100 is a number, not a decimal point.