The word "and" means decimal point!
SO 4 and becomes
4.71
1 tenth 0.1
1 hundredth 0.01
1 thousandth 0.001
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0.74
Three and seventy-four hundredths in decimal form is 3.74
4372.18
4126.73
The standard form of twelve and fifty-four hundredths is 1.254 × 101