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The total tax is $7.02 and the total price with tax is $94.77.
The total tax is $2.00 and the total price with tax is $26.99.
The total tax is $2.10 and the total price with tax is $28.35.
The total tax is $1.06 and the total price with tax is $14.37
The total cost is 484.38. If there is no interest, then the total cost is not affected by how many monthly payments there are nor whether or not they are equivalent.