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4.6 billion/100 = 4.6*109/102 = 4.6*107 = 46*106 or 46 million.
There are 3 full years in 100 million seconds. There would also be just over 2 months after that.
There are 1 million hundreds in 100 million.
There are twelve zeros in 100 million million. 100,000,000,000,000
4.67%% rate:= 7 million/150 million * 100%= 7000000/150000000 * 100%= 0.0467 * 100%= 4.67%