This is an aspect of number theory but let's start with a rule and a simple example.
If if it just a total number of factors that is required (rather than the values) then this can be obtained by stating the original number in terms of its prime factors.
For example , 100 = 22 x 52.
Add 1 to each exponent and obtain the product : (2 + 1)(2 + 1) = 3 x 3 = 9
Then 100 has 9 factors which are 100, 50, 25, 20, 10, 5, 4, 2, 1.
So for a number to have 100 factors then its prime factors must have exponents of 49 & 1, or 24 & 3, or 19 & 4, or 9 & 9 so that when 1 is added to each exponent the paired product = 100........for example the number generated from, 219 x 34. or from 29 x 39.
Equally 100 = 2 x 2 x 5 x 5 so another number with 100 divisors = 2 x 3 x 54 x 74 And similarly 100 = 4 x 5 x 5 and we can put the exponents in any order so another number with 100 divisors = 24 x 33 x 54. This last number = 270,000.
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The first number to have exactly 10 divisors is 48.
It is 192.
1,999,998 has exactly 1,000,000 divisors starting with 1, 2, 4, 6, 8,...up to 1,999,998.
The only numbers which divide into 89 exactly are 1 and 89. These are called factors or divisors. Any number which has exactly 2 divisors (1 and the number itself) is a prime number.
I think you mean, the largest four digit number that has exactly three divisors. 2X3X1663=9,978