As a dollar is equal to 100 pennies and a nickel is equal to 5 a nickel is 5% of a dollar.
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A nickel is 5 cents and a dollar is 100 cents, so a nickel is 5/100 or 5% of a dollar.
You have a half dollar and a nickel. One of them, the half dollar, is not a nickel.
1/20 of a dollar is one nickel. It's 5 cents.
1 dollar is 20/1 of a nickel.
A half dollar and a nickel. One of them isn't a nickel, the other one is.