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Q: What would be classified as an individual variable pay plan?
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There are many companies that offer variable annuities. Metlife and ING are two of the larger companies. They can work with your individual situation and create a good financial plan for you.


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A mobilization plan is not an operational variable.


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Does Blue Cross Blue Shield of Florida cover bariatric surgery?

This could depend on whether you are talking about a group plan or an individual plan. Under a group plan, proof of "medically necessary" from your doctor would be the first question BCBSFL would ask. If you have a group plan, ask your employer to see the fine print of the actual policy. Under an individual plan, BCBSFL has height and weight restrictions on whether or not you actually eligible to purchase the plan. If you indeed are a candidate for bariatric surgery, you would not be eligible for individual coverage because of the height and weight restrictions.


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