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Past - achieved. Present - achieve/achieves/achieving. Future - will achieve.
102102.52
The future value (FV) of $10,000 at 5% interest for 7 years follows the following formula: 10,000 (1+.05)^7 = 10,000 * 1.41 = $14,100
The face value is 40000*(1.05)10 = 65156 approx.
$14,693.28