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This is a good site: http://www.grammarbook.com/numbers/numbers.asp

Numbers 1-9 are written out, numbers 10 or above are handwritten, and most importantly be consistent, if using one or the other:

ex: I bought 100 cats and two hundred dogs. Incorrect
I bought one hundred cats and two hundred dogs. Correct

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Q: When do you use actual numbers vs written numbers in formal writing?
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