A factor is a number or algebraic expression by which another is exactly divisible. Whole factors are whole numbers that are factors.
In the equation 3 x 4 = 12, 3 and 4 are factors of 12.
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Factors refer to whole numbers. The square root of 820 is not a whole number.
Factors refer to whole numbers, not decimals.
Decimals don't have factors.
That's a little redundant, since all factors are whole numbers. Factors are the numbers that multiply together to get a product. In the sentence 4 x 3 = 12, 4 and 3 are factors of 12; two whole number factors of 12.