The smallest unit in a bank is extension counter for bank branches. For money in bank that is one paisa.
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The smallest unit an image can be broken down into is a pixel.
atom
cells
I think the smallest unit of culture is the meme. It travels fast, from person to person and helps define, shape or create a concept around an idea, thing, person or institution.
UTI stands for Unit Trust of India. UTI Bank has recently been renamed to AXIS bank.