John Jacob Astor. He would still be the richest person aboard whether it SANK or not.
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John Jacob Astor IV was the richest person on the Titanic when it sunk. He was an American businessman, real estate builder, investor, inventor, writer, lieutenant colonel in the Spanish-American War, and a prominent member of the Astor family.
The word 'titanic' (lower case t) is an adjective, a word that describes a noun as enormous or gigantic. The word 'Titantic' (capital T) is a noun, a proper noun, the name of a specific ship (RMS Titanic, sunk in the Atlantic Ocean in 1912).
At what time? It started a long way away, and then came in contact with it (no distance at all) before the Titanic sunk.
Check the link under the related links section, it's where the Titanic sunk.
As of September 2021, Elon Musk is the richest person in the USA, with a net worth exceeding $200 billion.
Mike Puskar