"An expression of three terms" means that the expression has three parts, combined by plus or minus signs. Within each of these parts (terms), there can be a single number or variable, or a product or division involving several other pieces.
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There are three terms in the given expression
They are three terms of an expression that can be simplified to: 3p -31
6
If you mean: 3x^2 +4y-1 then the given expression has 3 terms.
An algebric expression can have any number of terms.