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Garnishments cannot run concurrently only consecutively. The first garnishment would need to be paid before another judgment creditor would be able to garnish the debtor's income. Court ordered child support deductions are not considered true garnishments and can be active at the same time that a creditor garnishment is implemented. Also, multiple creditors can execute judgments by other means, such as liens against real property belonging to the judgment debtor.

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∙ 19y ago

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Can wages be garnished by more than one judgment creditor at a time in North Carolina?

When a creditor garnishes your wages they can only take a certain percent. Then when another creditor comes along they cant garnish your wages to because the first one is already taking the maximum allowed.


Can a creditor garnish more than the amount owed?

Some companies require you to pay fees that are cost to them to take the legal matter.


Can a credit card company garnish wages in state of Texas for a balance less than 5000?

No. Texas does not allow creditor wage garnishment, regardless of the amount owed.


Can a creditor in NC refuse to accept monthly payments and threaten to garnish wages at 30 percent of gross?

They can refuse any payment offer that is different than the amount specified in the contract. And don't think of the statement that they will garnish 30% of your wages as a threat. It's a warning, but they will need to sue you and get a court order to do it.


Can more than one creditor garnish your wages in mo?

Judgment creditor garnishments must run consecutively not concurrently this is applicable in all US states including Missouri. *Child support deductions/garnishments and garnishments for federal and/or state tax arrearages are not "true" garnishments and can be implemented at the same time a judgment creditor garnishment is active.


Can a creditor garnish more than 2000.00 dollars a year?

Possibly, it's a max percentage of your income. (25% in my state)


What percentage of your wages can be garnished in Va?

Up to 25% of your wages may be garnished in Virginia. They cannot garnish anymore than that. A garnishment order may be for less.


Does a creditor have to have a court order for garnish a bank account?

Yes. A creditor can not just simply walk into a bank and demand your money. Only a court can have a creditor take money from your bank account. Actually, the court would probably order the bank to pay a certain amount to the creditor from your account rather than give the creditor the right to take money out of your account. A supreme court decision stopped that racket in Arizona.


Can you file bankruptcy to keep from paying garnishment?

It depends on who is garnishing your wages. If it is a creditor than yes, if it is the IRS no.


Can a creditor garnish your wages or file suit for an old debt if you have been making payments as often as possible?

Yes, if the original terms of agreement were not followed, a creditor could file a suit, win, receive a judgment and enforce the judgment in the form of wage garnishment. Even if the debt is "old" the SOL would more than likely not apply in this instance. Whenever a payment or in some states even an agreeement or inquiry is made on an account, the SOL restarts.


Can wages be garnished by more than one judgment creditor at the same time in Oklahoma?

No, wage garnishment by a judgment creditor must run consecutively not concurrently. Garnishment/automatic deduction of court ordered child support is not considered a 'true garnishment', that being the case a child support deduction and creditor garnishment can be active at the same time.


What is a debtor state?

A debtor state is a state that will not garnish wages or place leans on homes in the case of unpaid debts/bills ! There is not such a thing as a "debtor state" there are states that are considered "debtor friendly" rather than "creditor friendly" meaning that the states have existing laws that favor the debtor rather than the creditor when it relates to bankruptcy and lawsuits for monies owed. This does not necessarily mean that wages cannot be garnished, assets cannot be seized nor liens placed against real property, it simply means the debtor can sometimes avoid such action or can protect a large portion of his or her real and personal property.