It may change, yes.
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Different countries experienced different rates of inflation. This is a global site so you will need to be less insular.
The 12 percent nominal interest means that your money will increase in value by 12% in a year's time in NOMINAL terms.However, the inflation rate of 13 percent says that the cost of goods will increase faster than the value of your deposit.Hence the REAL effect is that the value of your money will fall by 1 percent.
In a normal year with 365 days, you would have $66,795 at the end of the year. If you were saving in a leap year, you would have $67,161. If you really want to get into "value", you would have to consider inflation/deflation rates (normally around 3% in the US) and decide with what time you want to compare it. In addition, are you investing it in savings or just putting it in a shoebox. If investing it you need to know the interest rate and when interest is compounded (daily , monthly, quarterly, etc) in which case you can calculate nominal interest = Invested amount at time interest calculated * interest rate /period (period being 365.25 for daily 12 for monthly etc.) If you want real interest rate (or value factoring in inflation) real interest = Invested amount at time interest calculated *(interest rate- inflation rate) /period. I am sorry if that actually answered more than what you wanted.
2000 a month is 24000 a year.
$45000 a year is $3750/month.