look at the 3rd number after the decimal.. 6.3125 it is a 2 (2 falls in the category 1-4 stays the same) so 6.31 .......if the 3rd number was a 5-9 it would round up (from a 1 to 2) 6.32
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Round off to the nearest cent, means round off to the nearest hundredths or round off to two decimal.
what is 2.857 to the nearest cent
You have asked to round the number to the nearest cent, but you have not said what the units are which that number represents. If it is 386.75 cents, then if we round it to the nearest cent, we get 387 cents. If, however, it is $386.75 then you can't round it to the nearest cent, you could only round it to the nearest dollar (in which case the answer would be $387).
8.969 cents, to the nearest cent, is 9 cents.
4.95 dollars, to the nearest cent, is 495 cents.