Spend roughly ten thousand dollars a year less than you make. That is just over 833 dollars per month.
This takes no account of interest that your savings may earn, but at the rates that are currently available, that is neither here nor there. Besides, if you start considering interest, you ought to look at inflation as well.
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1 million
You'll save $157.50 on this item. This means, the cost of the item to you is: $450.00 - $157.50 = $292.50
You'll save $47.20 on this item. This means, the cost of the item to you is:$236.00 - $47.20 = $188.80
$200 x 12 x 5 = $12,000.00
Oh, dude, you want me to write eleven hundred thousand? That's like, 1,100,000. So, if you're writing a check or something, just make sure to put all those zeros after the 1. But seriously, who even writes out numbers like that anymore? Can't we just use commas and be done with it?