In words, the number .00012 is pronounced as "twelve ten-thousandths." This is because the first digit after the decimal point is in the ten-thousandths place, and the subsequent digits follow the same pattern.
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.00012
You must always disregard preceeding zeros when dealing with positive integers. The question is therefore simplified to:- "Which is bigger 15 or 12" - the answer is then self evident.
Verbose is another way to say big words.
You say, "two millionths."
1050 in words is one thousand and fifty.