12,000 is twelve thousand.
1,200 is twelve hundred.
12 is twelve.
This is not a way of reading any number out loud.
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12 thousand + 12 hundred + 12 = 13,212
Expressed in figures, this is equal to 1,200,000. Keep in mind that this would usually be read as one million two hundred thousand.
186,400
Ten hundred thousand is a thousand thousand which is a million = 1,000,000
ten hundred thousand