3.5 cents is already in decimal form!
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0.035
If you are asking what is 35 ten thousandths, it would be 0.0035
Expressed as a decimal, 1 35/1000 is equal to 1.035.
To write 35 cents, you would write $0.35. This is about one third of a dollar, and can be made using a quarter, and a dime, or five nickels, as well as three dimes and a nickel.
Seven nickels is 35 cents. A dollar is 100 cents, so the nickels are 35/100, or 0.35 of a dollar.