A decimal is a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point. So 5 cents is a perfectly legitimate way of writing the amount as a decimal number.
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To write 5 cents as a decimal, you need to divide 5 by 100 because there are 100 cents in a dollar. This division gives you 0.05, which is the decimal equivalent of 5 cents.
3 cents in decimal
You would write 11 cents as $0.11 or $.11 in decimal form.
50 and a half cents as a decimal is 0.505
16.5 cents in decimal form is 0.165