A decimal is a way of representing a number in such a way that the place value of each digit is ten times that of the digit to its right. A decimal representation does not require a decimal point. So 5 cents is a perfectly legitimate way of writing the amount as a decimal number.
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Oh, dude, writing 5 cents as a decimal is like the easiest thing ever. You just move the decimal point two places to the left, so it's 0.05. Boom, done. It's like basic math for dummies.
3 cents in decimal
You would write 11 cents as $0.11 or $.11 in decimal form.
50 and a half cents as a decimal is 0.505
16.5 cents in decimal form is 0.165