one thousand twenty and twenty-five hundredths is written 1,020.25
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Seven Thousand, Four Hundred Thirty and Twenty-Five Hundredths.
Twenty-seven thousand, five hundred sixty-two and eighty-nine hundredths.
Twenty and sixty-five hundredths 20 + 0.6 + 0.05
4,027,000.45 =4.02700045x10^6 or, if it was that many hundredths- 40,270.0045 =4.02700045x10^4
Two hundred twenty-five.