196 has nine factors.
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The answer is 196
19,600 pennies in 196 dollars.
The factors of 196 are 2 and 7 (7*7*2*2=196) so any number that is a multiple of those terms will go in evenly: 2, 4, 7, 14, 49, and of course 1 and 196.
7 goes into 196 28 times (196/7 = 28).
Exactly 14 times ! 196 is 14 squared.