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Assuming that your seven dollars is in the form of paper money, there are zero pennies, and 700 cents. You don't have pennies (a casual word for the one cent coin) until you exchange your dollars for someone's collection of 700 pennies. Of course, if you start with seven dollars in the form of 700 one cent coins, then you have 700 pennies.

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Q: How many pennies in seven dollars?
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