$400
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If you had 40000 US pennies, it would mean you have the equivalent $400 US dollars. This can be solved by taking 40000 and multiplying it by .01 A more interesting question is how much would all those pennies weigh? To fill a roll of pennies takes 50 coins, and a roll of pennies equals 50 cents. Each roll of pennies weighs roughly .31 pounds. Therefore 40000 pennies would weigh roughly 248 pounds, that is a lot of weight to carry around in coinage when it could all be replaced by four $100 bills and fit easily in your pocket.
3% of $40,000= 33% * 40000= 0.33 * 40000= $13,200
It is 100 times as much.
In the UK 300 pennies = 3 pounds
9000 pennies weigh