If you were born on 1964 you would be 64 years old.
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Assuming the current year of 2010, someone born in 1964 who has had their birthday already this year would be 46 years old. If you have not had your birthday yet, you would be 45.
In 2011, a person born in 1964 is 46 years old until his birthday, and on his birthday he turns 47.
2018 - 1964 = 54 → You will celebrate your 54th birthday in 2018.
To determine someone's age in a specific year, you subtract their birth year from the target year. In this case, if you were born in 1964 and it was 2009, you would be 45 years old. This calculation is done by subtracting 1964 from 2009, which equals 45.
You would turn 48 in 2012.