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You would multiply the amount by 1.27 in order to end up with the whole amount (the one) plus .27 of that amount (the .27). See below, and see Discussion for a little more information on why this works.

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To put the above in slightly different words as a secondary explanation:

This is because increasing by 27 percent means you are calculating 127% of the original. 127% means 127 per 100 which as a fraction is written as 127/100.

This equals 1.27.

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Q: What do you multiply to increase an amount by 27 percent?
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