10-4 is trucker language code for 'thanks' or 'OK'. Rubber Ducky is just the nickname given to the person this was said to.
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8A Rubber Ducky
The average is 100 with 95-104 considered the average range. So a person with 104 is average.
That's a throwback from the 70s - namely, the movie Convoy, where the protagonist - played by Kris Kristopherson - was a trucker known by the CB handle of "Rubber Duck". 10-4 is an acknowledgement code.. it just means that you've received and are acknowledging whatever was said over the CB.
The answer is 44 because 6+10+56+104=176 176/4=44
It means 5*104 which is 50,000