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It appears that "xxciv 312 serv co. us treasury" is not a standard or recognized term in the context of the US Treasury or financial services. It is possible that it may be a typographical error, a non-standard abbreviation, or a specific reference to a niche entity that is not widely known. Without further context or clarification, it is challenging to provide a specific explanation for this term.
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RossA direct deposit "ACH" with a tag "US TREASURY 312 XXCIV SERV" means from the US Treasury San Francisco Processing Center (312); with garnishment rules (XX) (as oppose to prior to garishment rules without XX); Civil Service Retirement (or otherwise?). See reference US Gov 'Greenbook'.
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