11:15 am
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11:45 AM
It is 11:48 am
A quarter of an hour is 15 minutes, so it is 15 minutes before 4 o'clock, or 3:45
7:45
The term a quarter to 9 means 15 minutes before 9 o'clock, or 45 minutes after 8 o'clock; it would be written as 8:45.