95, is the two digits after the last digit of the multiple of 5's.
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0,2,4,6,8
The units digits start with 8 and go down in steps of 2. The units digit repeats every 5 multiples, The last pair of digits repeat every 25 multiples.
A number is a multiple of 4 if the last 2 digits are a multiple of 4 The 10s digit is even and the last digit is 0, 4 or 8 The 10s digit is odd and the last digit is 2 or 6 A number is a multiple of 8 if the last 3 digits are a multiple of 8 The 100s digit is even and the last 2 digits are a multiple of 8 The 100s digit is odd and the last 2 digits are 4 times an odd number
The "ones" place is always the last digit in any number so multiples of 5 always have either 5 or 0 (zero) in the "ones" digit position.
The last digit is always the estimated digit in a number