It makes a difference how often the interest is compounded, and
you haven't given that information.
If it's compounded annually, then your 10,000 becomes 12,762.82 after 5 years.
If it's compounded quarterly, then it becomes 12,820.37 .
If it's compounded "daily", then it becomes 12,840.03 .
If it's "simple" (uncompounded) interest, then 10,000 swells to a full 12,500 in 5 years.
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An average of 321.56
You will have $11576.25
The monthly interest is 100.
simple interest .. A = P(1+r)t 10000 = P(1.05)5 P = 10000 / (1.05)5 P = 7835.26
Compound interest, no tax, annual interest rates? If so - Sum after the first 5 years - (1000 x (1.15)) Sum after the next 12 years - (proceeds from the 5 year investment x (1.1512))