It is "one and forty-five hundredths", the decimal fraction hyphenated.
Fifteen and forty-five hundredths
It is three hundred and forty five hundredths.
Sixty-five and forty-five hundredths.
four and forty-five hundredths
Three and forty five hundredths.
Three and forty-five hundredths.
0.45 = forty-five hundredths.
40.95 = forty and ninety-five hundredths.
43.85 = forty-three and eighty-five hundredths.
Three thousand, four hundred five and forty-five hundredths.
Five Hundred Twenty-Three and Forty-Three Hundredths
three hundred eighty-five and forty-seven hundredths