It is "one and forty-five hundredths", the decimal fraction hyphenated.
It is three hundred and forty five hundredths.
Sixty-five and forty-five hundredths.
Three and forty five hundredths.
four and forty-five hundredths
0.45 = forty-five hundredths.
Three and forty-five hundredths.
40.95 = forty and ninety-five hundredths.
43.85 = forty-three and eighty-five hundredths.
Three thousand, four hundred five and forty-five hundredths.
three hundred eighty-five and forty-seven hundredths
Five Hundred Twenty-Three and Forty-Three Hundredths
Three hundred forty-six and twenty-five hundredths.