In Britain, I would write one thousand and seventy-five.
An American might say one thousand seventy-five.
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3.5% of 1075= 3.5% * 1075= 0.035 * 1075= 37.625
12% of 1075= 12% * 1075= 0.12 * 1075= 129
% rate = 107.5%= 1075/1000 * 100%= 1075/10 * 1%= 107.5%
1075
10.75